Cana, there is some background information that we provided for another Dallas resident looking for a loan to move into an apartment. I am referring you to the post because I would like to see if you qualify for any of the grant-based assistance prior to taking out debt. It is worth a look if you have a couple of minutes.
If a loan is necessary there are some primary avenues. Your bank or credit union is often the best place to start since you already have a banking relationship with them. Joining a new credit union to borrow money is also a good option. Some people report that peer lending has been helpful to them. If you choose to borrow money, make sure it is with terms you can afford to repay. It is also a good idea to shop around for the best rates.