Trouble with security deposit for apartment in Middlesex, New Jersey

(Request from Sarah in Middlesex, New Jersey) Im having a lot of trouble coming up with a security deposit for an apartment im moving to. They want 1.5 month security deposit before I can move in. I coukdnt find a contact number or organization I can contact for possible assistance.

Dear Sarah,

Help with security deposits in Middlesex, New Jersey is a common problem. As you identified, the move in requirements are a bit higher than in many other parts of the country. Having to come up with one and a half months worth of rent as a security deposit is probably placing a hardship on your budget while trying to make the transition. Of course, you would also face moving costs and potential utility security deposits also.

We previously fielded a question from a tenant in nearby New Brunswick, which is also in Middlesex County. We identified a few options that may be able to provide her with some assistance with a security deposit on a rental in New Brunswick.

State Rental Assistance Program

One option that we recommend is to explore the State Rental Assistance Program. Call 609-292-4080 to obtain a referral to a local organization that can help you determine eligibility for a special program that could provide help with making a security deposit to your new landlord.

Collaborative Support Programs for New Jersey

You may potentially be eligible for zero interest loans that could be used towards a security deposit. These special security deposit loans are made available to certain New Jersey households who have a demonstrated need for some assistance. Call 732-780-1175 to see if you meet the initial qualifications for help.

Community Enterprises Corporation

Community Enterprises Corporation may also be a source of assistance. Their interest-free security deposit loans are also a huge benefit for lower income households who need help making the transition from one apartment to another. Call 732-866-4330.

Coming Home of Middlesex County

Finally, you may wish to check with Coming Home of Middlesex County for an alternative to the apartment you are currently looking at. This commitment to ending homelessness has resulted in the development of more affordable housing units that may be cheaper than market rents. Furthermore, these units may have greater flexibility in the security deposit requirement. You will need to visit the organization’s website to submit an online request for an appointment.

New Jersey Housing Resource Center

Another alternative is to look for an affordable housing unit with the New Jersey Housing Resource Center. You may be able to find a more affordable unit with a lower security deposit requirement. Call 877-428-8844 if you have any questions about eligibility.